The best personal loan rates from American First Finance are given to people with great credit scores. If your score is low, these financial tools are expensive.
How can you increase your score (and save thousands of interest)? Check and debate your credit report for errors. Conflicts are complex and time-consuming – so working with an expert is your best bet.
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About American First Finance Services
American First Finance (“AFF”) is a leading technology-driven point-of-sale payment platform focused on providing services to credit-distressed consumers.
Founded in 2013, AFF has established itself as an innovative retail payer with a variety of products that offer consumers the flexibility to pay across the market.
Today, AFF’s payment solutions are available in 26 verticals, using AFF’s lease-to-own solutions, merchant-based retail installment agreements, or bank-issued loans with both consumer goods and service providers.
As one of the four largest true omnichannel providers of “no credit required” payment options, AFF is home to more than 6,500 active merchant partners across the country with a seamless experience in stores, online, carts, and mobile devices.
Supports network. Since its inception, the company has established a significant presence of $ 1.9 billion in origin and sales for its merchant partners.
The company serves local, regional, and national businesses in a variety of vertical ranges, including furniture, appliances, electronics, automotive repair, tires and wheels, wireless, jewelry, cosmetics, and teeth, among other sectors.
For additional information about AFF and the services it provides, visit the AFF website at http://www.americanfirstfinance.com
To qualify for an American First Finance loan, you must meet certain basic requirements:
- Have a bank account in your name
- You must be over 18 years of age
- You must be licensed to operate American First Finance
Are you sure you deserve it? Apply now for the required loan amount on the most favorable terms and decide on an instant loan from American First Finance.
Getting a personal loan with American First Finance works for you
Personal debt is a powerful financial tool. Accumulating or repaying loans at high rates (such as credit cards) Proper use of personal loans – if you get a good rate. Bad news?
If you have a bad credit lender (including American First Finance) will not offer the best rates. If your score is low (and you’re not sure why) there may be errors in your report that you don’t know.
Good news? There is an easy solution! Identifying and debating common mistakes and errors in your credit report is the fastest way to improve your credit score. Problems?
Credit repairs are time-consuming and complicated. If you are busy and do not have time to navigate the tough dispute process, we recommend listing a reputable credit repair company to help.
Work with Credit Glory, a fast-growing credit repair company, to fix your mistakes (save your time and money).
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Why Your Credit Score Is Important For Personal Loans
Personal lenders view your credit score as a report card for your finances. Your score tells them (at a glance) whether you have paid on time and how much you owe.
What if less? You have been classified as “high-risk” and forced to pay a high rate. Bad thing? If it is too low, approval is (usually) impossible.
There may be errors in your credit report which may lower your score. You’d be surprised how often people find errors in their reports.
False reports can tarnish your hard-earned money. The result? You pay (too much) and don’t get approved – for no reason!
3 Reasons Why Your Credit Growth Helps More Than Personal Debt
Bad credit costs you a ton, but what about good credit? Answer: A lot. A good credit score saves you money, but it also opens the door to new financial instruments.
The new tools create more opportunities to take control, putting you in the driver’s seat (with your money). Some examples include:
(1): Low-interest rates (and more options) – Using a personal loan to consolidate debt into a higher rate credit card is a great option.
Due to the low credit score, you are more likely to start a higher rate when you receive your credit card. Increasing your score also improves personal loan rates and future financing options!
(2): Low pressure during financing – A weak credit score creates stress when you need a pinch of cash because it limits your lending options. Increasing your credit lets you go to lenders with confidence (access to the funds you need).
(3): Find the right lender for me – a high credit score means you have plenty of options for lenders. Let the lenders fight for you – devalue each other at low-interest rates.
American Finance Offers:
American First Finance offers two types of financing through its website: a “retail installment loan” and a “lease-purchase agreement.
“Retail installment loans are offered through a lender, which is compatible with all major credit cards. Accepts. Lease purchase agreements are commonly known as home equity loans and are used for large purchases such as cars, homes, and college tuition.
American First Finance strives to comply with all federal laws and regulations relating to credit reporting agencies.
This includes monitoring and updating credit reports on individuals as well as ensuring that all information provided by the applicant is properly reported.
American First Finance tries to use only the most accurate and up-to-date credit reporting agencies available.
Credit reporting agencies are required to maintain a record of each applicant’s credit history, including current balances, credit limits, number of credit cards, and the duration of the person’s current status.
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